News, Updates, & Resources

Prescription Savings Unveiled: How We Help Clients Navigate Medicare Drug Plans

When Gena J. first approached us, she was facing a perplexing situation. Despite being on Medicare, she had not been prescribed any medications and was adamant about not getting a Part D stand-alone prescription drug plan. Understanding her concerns, we took the time...

From Financial Strain to Comfort: A Couple’s Journey through Medigap Plans

If you are on Medicare already but are looking for ways to minimize your costs, the following study might interest you. We have clients, a married couple in their late 70's, named Joe and Terry, who were happy with the plan G they were initially enrolled in. However,...

Cancer Coverage and Peace of Mind: Frank’s Medicare Journey

Recently, our client Frank contacted us with concerns about potential health expenses, particularly regarding the possibility of facing cancer-related costs. Despite being enrolled in a comprehensive Medicare Supplement Plan G and a prescription drug plan, Frank...
How to Enroll in Medicare if You Have Retiree Insurance

How to Enroll in Medicare if You Have Retiree Insurance

How to Enroll in Medicare if You Have Retiree Insurance Retiree insurance is employer-provided health insurance that some employers provide to former employees after retirement. This insurance usually pays second to Medicare so in order to be fully covered, you must...

What Are Chronic Special Needs Plans?

What Are Chronic Special Needs Plans?

What Are Chronic Special Needs Plans? Chronic condition special needs plans, also called C-SNPS, are special types of Medicare Advantage plans that restrict enrollment to eligible members with specific chronic conditions. These plans include targeted care for these...

What is the Medicare Part B IRMAA?

What is the Medicare Part B IRMAA?

What is the Medicare Part B IRMAA? Original Medicare Part B, sometimes referred to as medical insurance, helps to cover the cost of outpatient care, ambulance services, mental health services, durable medical equipment, and other medically necessary doctor’s services....

What is a Qualified Medical Expense?

What is a Qualified Medical Expense?

What is a Qualified Medical Expense? If you have a Medicare Savings Account (MSA) plan, this money is intended to be used for Qualified Medical Expenses. When you spend the money on Qualified Medical Expenses, it is not taxed; however, it is taxed if you spend it on...

What is the Medicare Donut Hole?

What is the Medicare Donut Hole?

What is the Medicare Part D Donut Hole? The term "donut hole" often refers to the coverage gap within Medicare Part D Prescription Drug plans. If you're new to Medicare, you might not be familiar with this term. The donut hole, in short, refers to where a Medicare...

Does Medicare cover Dental Implants?

Does Medicare cover Dental Implants?

Does Medicare cover Dental Implants? Dental implants are devices implanted into the gums that help restore a person’s ability to chew or restore a smile or appearance. They can also be used as an alternative to dentures. These are great solutions for lost teeth from...

Does Medicare Provide Dental Coverage?

Does Medicare Provide Dental Coverage?

Does Medicare Provide Dental Coverage? Dental health is an essential aspect of one’s overall health. Poor dental health can become very costly without proper insurance coverage, making it hard for many to get the care they need. Uncared for dental issues can even...

What Does Original Medicare Cost in 2023?

What Does Original Medicare Cost in 2023?

2023 Medicare Part A and B Deductibles, Premiums, and Medicare Part D Income-Related Monthly Adjustments Amounts In late 2022, the Centers for Medicare & Medicaid Services (CMS) delivered the dollar amounts for the 2023 Original Medicare Part A & Part B...

Does My Doctor Accept Medicare?

Does My Doctor Accept Medicare?

Does My Doctor Accept Medicare? When you are enrolling in Medicare for the first time or changing your Medicare coverage, it is advisable to check and ensure that any providers you wish to continue seeing will still be covered. How do you find out if your doctor...